Windsor St, Richmond NSW
Loan Investment Summary
Photos at a glance
(these photos are for reference purpose only and are intended to showcase the quality of finishing and the location)
| Borrower(s) | Australian Company borrower |
| Guarantor(s) | Director(s) and major shareholder(s) of the borrowing entity Owner of the security property |
| Loan purpose | Equity release from the security to fund a cash-out for the Gunnedah regional development project. |
| Loan amount | $2,160,000.00 |
| Available investment amounts | $1,000,000.00 |
| LVR | 60% |
| Loan term | 36 months (subject to actual repayment date of the loan) Settled on 14 Nov 2025. |
| Target Return | 8.00% p.a. variable |
| Interest distribution | Monthly in advance |
| Security | Real Property Mortgage over:Suites 3, 4, 21, 22, 23 and 24 of 207 Windsor Street, Richmond NSW 2753 Property Location: 64kms northwest of the Sydney CBD and 20kms north of the Penrith CBD
Valuations have been conducted by independent third-party valuers. Personal guarantee by all Guarantor/s PPSR Security Interest against all Borrower/s and Guarantor/s. |
| Exit Strategies | Exit Strategy A A written confirmation letter has been provided, outlining the borrower’s intention to repay the loan using net proceeds from the Gunnedah project. Based on the figures supplied, the projected pre-tax net cash flow is $115 million, which is sufficient to cover the loan amount. Exit Strategy B Alternatively, the borrower may pursue refinancing upon completion or sale of the project. |
| Risk control | · This borrower has demonstrated the strong net assets · A reputable third-party valuer to confirm “as is” value of the security · Reasonable LVR to mitigate market risk · The guarantor is engaged in a wide range of business activities and is an experienced and professional property developer and investor. |
Borrower/Sponsor Information
| Borrower Business Background & Sponsor Profile | The client has a broad and diverse business portfolio and is understood to be an experienced property developer and investor.The client is involved in a wide range of businesses, including:
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