About Us

We provide commercial finance to Australian businesses, property developers, and investors with mortgage-backed securities.

Who we are

Vestyn Capital is an alternative investment business focused on property debt and direct property investment. Our people are our strength.

We are driven by long-term, trusted relationships. We work closely together with our co-investors and business partners to deliver risk-adjusted returns.

How we do it

With our experience executive management team, We aim to ensure capital preservation and a solid income stream for our investors. To do this Vestyn Capital applies its 5C’s of superior commercial lending assessment to all loan applications.

5C’s

Character

We only deal with borrowers and guarantors of good character

Capacity

We assess the borrower’s historical capacity to make interest payments

Cash Flow

We assess future cash flow projections

Competency

We assess the borrower competency to manage its business affairs

Collateral

We ensure we have good real estate mortgage security

Meet the Team

John (JT) Thomas - OAM.KSS

Non-Executive Chairman

Dr John Morrison

Responsible Manager

Cici Chen

Associate Director

Tanya Wu

Strategic Partnership Manager

Jonathan Liu

Credit & Portfolio Manager

Skye Zhang

Investor Relationship Manager

Kristopher Diskoros

Business Development Manager

Our experience and track record

With over 90 years of combined experience in the banking and finance industry, the Vestyn Capital management team know how to source and assess quality mortgage loans for our investor clients. Importantly, there has been no loss of investor capital to date. That’s a record we will work hard to maintain.  Since its inception, the Vestyn Lending team has successfully delivered more than 100 investments in this asset class, advancing close to $160 million in originations.